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Question:

What were the different types of Hundi in use by traders in ancient times?

Answer:

Different types of Hundi use by traders in ancient times are:

  1. Dhani-jog Darshani: Payable to any person- no liability over who received payment.
  2. Sah-jog Darshani: Payable to a specific person, someone ‘respectable’. Liability over who received payment.
  3. Firman-jog Darshani: Hundi made payable to order.
  4. Dekhan-har Darshani: Payable to the presenter or bearer.
  5. Dhani-jog Muddati: Payable to any person- no liability over who received payment, but payment over a fixed term.
  6. Firman-jog Muddati: Hundi made payable to order following a fixed term.
  7. Jokhmi Muddati: Drawn against dispatched goods. If goods lost in transit, the drawer or holder bears the coasts, and the Drawee carries no liability.


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